Premier Financial Solutions (UK) Limited is a specialist firm of pension consultants established in 2001. Premier Financial Solutions (UK) Limited now employs around 15 staff and enjoys an established reputation for technical expertise, professionalism and service.

This is reflected in the growing level of clients referred by other firms of advisers who recognise that many areas of pensions planning require highly specialist knowledge.

Premier’s private clients enjoy a bespoke self-invested pension planning service. This is now largely provided through the Pilgrim SIPP, an HMRC registered self-invested personal pension administered by Pilgrim Trustee Services Ltd.

Pilgrim Trustee Services Ltd also provides services for Small Self Administered Schemes.

click here for information of vital interest to all ex pats with UK pension rights.

click here to see our pensions and moving abroad fact sheet

Premier Financial Solutions and Pilgrim Trustee Services are represented in our offices in Somerset, Manchester and Spain.

Pensions Taxation Reform

The Finance Act 2004 contains a detailed framework for legislation which was last subject to major reform in 1970.  This was subject to considerable revisions in the Finance Act 2006 with further changes in the Finance Acts of 2007 and 2008.

In response to this we launched our in house Self Invested Personal Pension scheme  - the Pilgrim SIPP.  We have also registered our in house Appropriate Personal Pension scheme - enabling protected rights funds to be invested outside of insurance company funds. Read more about SIPPs.

Qualifying Overseas Pension Schemes (QROPS)
HMRC allow UK pension rights to be transferred to a QROPS. To achieve QROPS status the overseas scheme has to satisfy certain requirements and to give undertakings to HMRC as specified by the relevant regulations.

However for those who are currently in the position of having been resident outside of the UK for at least five tax years - or have the prospect of being in this position in the future, the requirements laid down by HMRC associated with these undertakings fall away.

After that time therefore the QROPS fund becomes subject to the laws of the relevant overseas jurisdiction - and the link to the UK requirement  that a pension fund must primarily be used to provide an income for life is lost.

Click here for more information about QROPS.

Tell me more about QROPS

Click here for QROPs frequently asked questions.

The implementation date was 6 April 2006, otherwise known as A day. We have updated this site to reflect the changes to Pensions Tax Reform introduced by the 2006 Finance Act.

For more information, read about Pensions taxation reform on our site here.

Important information: Read our Terms of Business here.

	Investments Make the most of your cash		Life Assurance How well are you covered?
	Critical Illness The critical information		Stakeholder Pensions Boosting your retirement income
	Pensions Clearing the Pension maze		Wills and Inheritance Tax How to ensure your loved ones benefit
	Income Protection Ensuring a steady cash flow

The FSA may not regulate all products and services mentioned on this website. Use of this site is governed by our Terms and Conditions. The information on this website is intended for UK residents only with the exception of QROPS.

QROPS