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Pensions

There are many different types of pension arrangement. These vary between the modern-day low-cost stakeholder plans and, complex company pension schemes.

We are able to offer advice on any of these areas. For most people relying on the State Pension will not provide for a sufficient income in retirement.

It should always be remembered that a pension arrangement is generally just a container for investments. Pensions is a complex subject and it is sometimes easy to to forget that it is the investment management behind-the-scenes that matters as much as if not more than the technical nature of the "container".

We are also able to offer advice on specialist arrangements such as self invested personal pension schemes and have our own in-house SIPP.

 

If you are or plan to become non UK resident then you need to know about Qualifying Recognised Overseas Pension Schemes (QROPS). Click here  

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   Pension Taxation Reform

  • Contributions, annual allowance
        and tax relief
         
  • The lifetime allowance
         
  • Pension sharing on divorce
        arrangements
         
  • FURBS and UURB

  • Minimum pension age

  • QROPS

  • Benefit before and after 75

  • Death benefits from funds
        which have not come into
        payment

  • Investment rules, Pensioneer
        trustees and funding reviews

  • Protecting pre A-Day rights

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        Useful Links
     


    The Pensions Regulator

    DWP: the Department of Work and Pensions

    Employee Benefits Interactive: Stakeholder Pension zone

    Pension Guide information site from the Government

    HM Treasury

    (All links opened in new browser windows).

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