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Stakeholder Pensions

Stakeholder pensions are new low cost personal pensions that people can take out to boost their income later in life.

Stakeholder Pensions are low-charge, flexible and portable pensions that allow you start by contributing as little as, say, £100 a month. If you like, you can build up your contributions as you can afford more.

If you have not yet made any arrangements for a second pension, a stakeholder pension may be the best option for you.

But whether a stakeholder pension is right for you will depend on your circumstances.

Stakeholder pensions are sometimes used to receive a transfer value from other forms of pension arrangements that, are proving expensive, or, not giving an acceptable degree of investment performance.

 

 

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   Pension Simplification

  • Contributions, annual allowance
        and tax relief
         
  • The lifetime allowance
         
  • Pension sharing on divorce
        arrangements
         
  • FURBS and UURB

  • Minimum pension age

  • QROPS

  • Benefit before and after 75

  • Death benefits from funds
        which have not come into
        payment

  • Investment rules, Pensioneer
        trustees and funding reviews

  • Protecting pre A-Day rights

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        Useful Links
     


    Opra: the Occupational Pensions Regulatory Authority

    Opra's stakeholder pension section

    DSS: the Department of Work and Pensions

    Employee Benefits Interactive: Stakeholder Pension zone

    Pension Guide information site from the Government

    HM Treasury

    (All links opened in new browser windows).

    © Copyright Premier Financial Solutions 2004